What is the difference between maintenance loan and grant

You'll need to reapply for student finance for each year of your course. You must keep your details up to date throughout your course because some changes can affect your loan payments, for example if your household income or bank details change. Make sure your contact details are up to date in your repayment account.

The log in details will be the same as for your student finance account. To help us improve GOV. It will take only 2 minutes to fill in. Cookies on GOV. UK We use some essential cookies to make this website work. Accept additional cookies Reject additional cookies View cookies. Hide this message. Part of Get undergraduate student finance: step by step.

Student finance. You may also be able to get extra help. Print entire guide. Step 1 : Check if you're eligible. Step 2 : Find out how much loan you could get. Find out the maximum tuition fee and maintenance loan you could get if you're a: new full-time student You are currently viewing: continuing full-time student part-time student EU student student who started before 1 September How much maintenance loan you get depends on where you'll study and your household income.

How it's paid 6. What's next? Does it need to be paid back? Find out more The following pages will explain more about who can get this grant , how much you can get , how and when to apply , and how it's paid.

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For queries or advice about pensions, contact the Northern Ireland Pension Centre. If you wish to report a problem with a road or street you can do so online in this section. If you wish to check on a problem or fault you have already reported, contact DfI Roads. You should only apply for the 'away from home' rate of Maintenance Loan if you will be living away. SFE may contact you to request evidence that you are living away from home for example your tenancy agreement.

If you are living at home but receiving the away from home rate of Maintenance Loan, SFE could consider your application to be fraudulent and could cancel your student finance entitlement. It is therefore important to ensure you are getting the correct amount of Maintenance Loan.

If you planned to live away from home when you applied for Student Finance but your circumstances change it is important to notify SFE so that they can adjust your entitlement. Alternatively, if you move out from home during the academic year, it is important to notify SFE so that they can increase your entitlement to the away from home rate.

The income assessment for final-year rates of loans for students eligible for benefits is calculated as follows:. For more information about the income assessment, see the SFE guide Student finance - how you're assessed and paid. If you have an underlying entitlement to claim benefits despite being a full time student, for example you are a lone parent or if you have a disability or ongoing health issue, you may be eligible for a higher amount of Maintenance Loan see above table.

Part of the Maintenance Loan for living costs is paid as a 'Special Support Element' for books, childcare, travel and equipment.